Allowance

Emily has begun receiving an allowance for chores she completes around the house. Before going to bed she picks up the toy room, family room and her bedroom. For each clean room she receives what she calls "A Money."

She is a very determined little girl who likes to get the job done by herself for fear of having to share her reward. This great reward? - it is a nickel to you and me but to her it is far more valuable.

Emily is at an amazing age when she holds a coin like you or I would hold a diamond. Once we gave her a dime and tried to explain that it was worth 2 nickels. No good. She wasn't having it. She wanted a nickel and nothing else.

What happens to all of these nickels you may wonder. Well, she has 3 small piggy banks. One is for her to spend, the second is to save for the bank and the third, get this, she says she is saving to buy her daughter some nice toys.

Oh, my does it start early! :)